Terms & Conditions

Read these terms carefully before using FINNOTIA

Last Updated: November 18, 2025

⚠️ CRITICAL DISCLAIMER

NOT FINANCIAL ADVICE: All information is for informational and educational purposes only. This platform does NOT provide investment, financial, or trading advice.

DO YOUR OWN RESEARCH: Conduct research and consult qualified financial advisors before investing.

1

Acceptance of Terms

By accessing FINNOTIA ("the Platform"), you agree to these Terms and Conditions. If you disagree, you must not use our services.

These terms are legally binding. Continued use = acceptance of modifications.

2

SEBI Compliance

⚠️ IMPORTANT:

FINNOTIA is NOT registered with SEBI as:

  • Investment Advisors (IA)
  • Research Analysts (RA)
  • Stock Brokers or Sub-Brokers
  • Portfolio Managers
  • Any SEBI-regulated entity

Only SEBI-registered professionals can provide personalized investment advice. FINNOTIA provides general educational content and AI-generated analysis for informational purposes only.

Verify information independently and consult SEBI-registered professionals before investing.

3

Services & AI Content

FINNOTIA provides:

  • AI-Generated Analysis: Predictions/insights via AI/ML models. These are algorithmic outputs, not expert opinions.
  • Data Aggregation: Public IPO, stock, and market data
  • Educational Content: General info about markets, IPOs
  • Notifications: IPO openings, market events, news

AI Limitations:

  • AI models can make errors
  • Past performance ≠ future results
  • Based on historical data/patterns
  • Market conditions change rapidly
4

Investment Risks

⚠️ MARKET RISKS:

Investments are subject to market risks. You may lose your entire capital. No guarantee of returns.

You agree that:

  • Sole Responsibility: You're solely responsible for investment decisions
  • Independent Verification: You must verify all information
  • Professional Consultation: Consult SEBI-registered advisors
  • No Guarantees: No guarantees on returns or gains
  • Risk of Loss: You may lose all invested capital
5

Data Accuracy

Information is from third-party sources. We strive for accuracy but cannot guarantee:

  • Accuracy, completeness, or timeliness
  • Real-time data availability
  • Correctness of third-party sources
  • Absence of errors in AI content

Data Delays: Market data may be delayed. Verify from official exchanges (NSE, BSE).

No Warranty: Info provided "as is" without warranty.

6

Limitation of Liability

FINNOTIA AND AFFILIATES SHALL NOT BE LIABLE FOR:

  • Financial losses or damages from Platform use
  • Investment losses based on our content
  • Errors, inaccuracies, or omissions
  • Service interruptions or technical issues
  • Unauthorized access or data breaches
  • Third-party actions or content
  • Consequential, indirect, or punitive damages

You waive claims against FINNOTIA for losses from Platform use.

7

User Account

When creating an account:

  • Provide accurate, complete information
  • Maintain account confidentiality
  • Must be 18+ years old
  • Don't share credentials
  • Liable for all account activities
  • Notify us of unauthorized access

Termination: We may suspend/terminate accounts for violations or suspicious activities.

8

Prohibited Uses

You agree NOT to:

  • Use Platform for illegal purposes or fraud
  • Manipulate prices or pump-and-dump schemes
  • Distribute false information
  • Scrape, copy, or redistribute content
  • Reverse engineer or access AI models
  • Use automated systems excessively
  • Impersonate others or create fake accounts
  • Violate laws or regulations
9

Intellectual Property

All content, features, and functionality (text, graphics, logos, images, software, AI models) are FINNOTIA's exclusive property, protected by copyright and IP laws.

You may not reproduce, distribute, modify, or exploit content without written permission.

10

Governing Law

Governing Law: These terms are governed by Indian laws.

Jurisdiction: Disputes subject to exclusive jurisdiction of Mumbai, Maharashtra courts.

Dispute Resolution: Parties agree to negotiate for 30 days before legal action.

11

Modifications

FINNOTIA may modify these terms anytime without notice. Changes effective immediately upon posting.

Continued use = acceptance of new terms. Review periodically.

Check this page regularly for updates.

12

Indemnification

You agree to indemnify FINNOTIA and affiliates from claims, liabilities, damages, losses, or costs arising from:

  • Your use/misuse of Platform
  • Your violation of these terms
  • Your investment decisions based on content
  • Your violation of third-party rights
  • Your violation of laws/regulations
13

Severability

If any provision is invalid, illegal, or unenforceable, remaining provisions continue in full force.

Questions About Terms?

Questions about these Terms? Contact us:

Support: support@finnotia.com

Effective: November 18, 2025