Disclaimer & Risk

Important information about risks & compliance

Last Updated: November 18, 2025

⚠️ CRITICAL INVESTMENT WARNING

PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE USING FINNOTIA.

FINNOTIA is informational only. We are NOT SEBI registered. We do NOT provide investment advice. All content is for educational purposes only.

1

Not Financial Advice

THIS IS NOT INVESTMENT ADVICE

All information provided by FINNOTIA is for general informational and educational purposes ONLY. Nothing on this platform constitutes:

  • Investment advice or recommendations
  • Financial advice or consulting
  • Trading advice or signals
  • An offer to buy or sell any security
  • A solicitation of any kind
  • Personalized portfolio management

You should NOT rely solely on FINNOTIA when making investment decisions. Always:

  • Conduct your own independent research
  • Consult qualified financial professionals
  • Read official company prospectuses
  • Understand your risk tolerance
  • Consider your financial situation
2

SEBI Registration

Regulatory Status

FINNOTIA is NOT registered with:

  • SEBI as Investment Advisors
  • SEBI as Research Analysts
  • SEBI as Stock Brokers or Portfolio Managers
  • Any other regulatory authority

What This Means:

  • Only SEBI-registered professionals can provide personalized investment advice
  • FINNOTIA provides general information, not personalized advice
  • Our content is not subject to SEBI oversight
  • We don't conduct SEBI-standard due diligence
  • For advice, consult SEBI-registered advisors

Find SEBI-registered advisors: SEBI Website

3

AI Predictions

AI PREDICTIONS ARE NOT GUARANTEES

FINNOTIA uses AI for IPO analysis. These predictions are:

  • Probabilistic – Not certainties
  • Based on algorithms – May have biases/errors
  • Historical data-driven – Past ≠ future
  • Subject to limitations – AI isn't perfect

AI predictions should be one input among many in your research. Never make decisions based solely on AI predictions.

4

Data Accuracy

While we strive for accuracy, FINNOTIA:

  • Does NOT guarantee accuracy of information
  • May contain errors, omissions, or outdated data
  • Aggregates data from third-party sources
  • Cannot verify all information in real-time
  • May experience technical issues or delays

Always verify information independently before making investment decisions.

5

Market Risks

⚠️ INVESTMENTS INVOLVE SUBSTANTIAL RISK

You may lose ALL your invested capital. Market risks include:

  • Market Volatility – Prices fluctuate
  • IPO Risk – New stocks are volatile
  • Liquidity Risk – May not sell when needed
  • Economic Risk – Macro conditions affect markets
  • Company Risk – Business may underperform
  • Regulatory Risk – Rules may change
6

Past Performance

Past performance is NOT indicative of future results.

Historical IPO data, returns, or AI predictions shown on FINNOTIA do NOT guarantee future outcomes. Each investment carries unique risks regardless of historical trends.

7

Limitation of Liability

NO LIABILITY FOR LOSSES

FINNOTIA, its operators, and affiliates shall NOT be liable for any:

  • Financial losses or investment losses
  • Loss of profits or revenue
  • Damages from reliance on content
  • Errors or inaccuracies in information
  • Service interruptions or technical issues
  • Unauthorized access or data breaches
  • Third-party actions or content
  • Consequential or indirect damages

YOUR SOLE REMEDY: If dissatisfied, discontinue using the platform.

8

User Responsibility

By using FINNOTIA, you agree:

  • You are solely responsible for investment decisions
  • You understand the risks in securities markets
  • You will conduct independent research
  • You will consult qualified professionals
  • You won't rely solely on FINNOTIA
  • You may lose your entire invested capital
  • You waive claims against FINNOTIA for losses
9

Third-Party Content

FINNOTIA may contain links to third-party websites. We do not:

  • Endorse third-party content, products, or services
  • Control or verify third-party website content
  • Take responsibility for third-party actions
  • Guarantee accuracy of external information

Your interactions with third parties are at your own risk.

10

Modification

FINNOTIA may modify this Disclaimer anytime without notice. Changes are effective immediately. Continued use = acceptance of modified Disclaimer.

Review this Disclaimer regularly.

Final Reminders

STOP before investing: Read the prospectus?

🔍 RESEARCH independently: Don't rely only on FINNOTIA

👨‍💼 CONSULT professionals: Talk to SEBI advisors

⚖️ UNDERSTAND risks: You may lose everything

📊 DIVERSIFY: Don't put all eggs in one basket

💰 INVEST wisely: Only what you can afford to lose

Questions?

Support: support@finnotia.com

Effective: November 18, 2025